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Route

Bridge XRP to USDC, no account needed

Swap XRP to USDC without an account or KYC

XRP Ledger isn't an EVM chain, so nothing here can be signed from a connected wallet — which is exactly why most bridge aggregators can't route this pair at all. You send XRP to an address we give you, and USDC arrives on Ethereum at the address you chose. No account, no signature, no wallet.

Route facts

You send
XRP · XRP Ledger
You receive
USDC · Ethereum
Wallet
Not possible — no EVM origin
Median settlement
27s
Custody
Non-custodial
Identity check
None

Settlement time is measured from completed transfers across all pairs, not estimated.

Sending XRP for USDC, step by step

  1. 01

    Enter how much XRP you're sending and paste the Ethereum address where you want the USDC to land. Check it twice — an on-chain transfer is final.

  2. 02

    Read the receipt. It shows the total cost as a dollar figure and a percentage, and it always equals what you send minus what you receive.

  3. 03

    Send your XRP to the deposit address. Track it on this site, and verify the delivery yourself on the Ethereum explorer.

Q&A

XRP to USDC, answered

Can I bridge XRP to USDC without an account?

Yes. There's no sign-up, no email and no identity check. All we need is the Ethereum address you want the USDC sent to. A recovery key is generated locally so you can find this transfer again later — it controls no funds and you can ignore it.

Do I need to pass KYC to bridge XRP to USDC?

No. There is no identity check on this route, because there is no account to attach one to. No email, no phone, no document. That is not the same as being anonymous. Your XRP Ledger deposit and the Ethereum delivery are both permanent public records that anyone can read. We collect no identity. The chains still publish the transaction.

Do I need to connect a wallet to bridge XRP to USDC?

No, and you couldn't if you wanted to: XRP Ledger has no EVM to sign against, so this transfer works by sending XRP to a deposit address from wherever you already hold it — your own wallet, an exchange, a hardware device. That's precisely why this pair works here and doesn't on wallet-first aggregators.

How long does a XRP to USDC transfer take?

The median across all pairs is 27s, measured from transfers that actually settled. This particular pair depends on how fast XRP Ledger confirms your deposit — the form shows a live estimate for the route you pick before you commit to anything.

What does it cost to bridge XRP to USDC?

You see the exact figure before you send, not after. The receipt lists the router's fee, gas on Ethereum, and our own fee where we take one, then a total in dollars and as a percentage of what you're sending. That total is always what you send minus what you receive, so you can verify it against the two amounts yourself.

Is the XRP to USDC bridge non-custodial?

Yes. BlockSquad never takes possession of your funds and executes no transfer itself. Your XRP goes to the router's deposit address and the USDC is delivered to the Ethereum address you named — both are on-chain transactions you can verify yourself. There is no BlockSquad balance to withdraw from, which is also why there is nothing for us to freeze.